Individuals who are unable to pay for medical care may qualify for which program?

Medicaid is a program specifically designed to assist individuals and families who have limited income and resources, making it a crucial safety net for those unable to afford medical care. It provides essential health coverage to eligible low-income individuals, including children, pregnant women, elderly individuals, and people with disabilities. Medicaid typically covers a wide range of services, including hospital stays, doctor visits, long-term care, and preventative services, thus ensuring that those who qualify can access necessary medical care without financial strain.

The other options, while providing different types of health coverage, do not directly address the needs of individuals who cannot afford medical care due to financial constraints. Medicare is aimed at older adults and certain younger individuals with disabilities. Private insurance often requires premium payments and may not be accessible to those with limited income. Employer-based insurance depends on employment status and usually also entails out-of-pocket costs that could be prohibitive for low-income individuals. Thus, Medicaid stands out as the most appropriate choice for individuals lacking the means to pay for medical care.