What does group coverage typically cover?

Group coverage typically covers comprehensive health care for employees, which includes a wide range of medical services and benefits. This type of insurance is provided to groups, usually by employers, and is designed to offer extensive medical care to all eligible members of the group. Coverage can include preventive care, doctor visits, hospital stays, prescription medications, and various other health services.

This comprehensive nature of group coverage is beneficial because it allows employees to access a more diverse array of health care services at a lower cost compared to individual insurance plans. Consequently, it promotes overall health and wellness among members of the group, as they are more likely to seek necessary care when it is covered under a comprehensive plan.

The other options refer to limited types of coverage, which do not accurately represent what group coverage typically entails. For example, only catastrophic incidents, hospitalization costs, or supplemental insurance options narrow the scope of health care that would be available under group coverage.